CNH Financial operates under a rigorous multi-jurisdictional compliance framework. This page sets out our regulatory standing, data practices, and legal obligations.
Last updated: March 2026
CNH Financial Ltd is a private financial services entity registered and operating across multiple European jurisdictions. Our primary registered office is located in Luxembourg, with operational presence in the United Kingdom and Portugal.
CNH Financial provides private financial advisory, sub-account structuring, trading services, and digital financial infrastructure to a select base of private clients, family offices, and institutional counterparties. All services are provided on a private, invitation-only basis.
Registered Office: Vega Center, 75 Parc d'Activités Capellen, 8308 Capellen Mamer, Grand Duchy of Luxembourg.
| Entity | Jurisdiction | Function |
|---|---|---|
| CNH Financial Ltd | Luxembourg / UK / Portugal | Private financial advisory, sub-account management, trading services, institutional mandates |
| CNH Wallet | Luxembourg | Self-custody digital asset infrastructure, cold storage solutions, Web3 interface for private clients |
CNH Financial operates within the applicable regulatory frameworks of each jurisdiction in which it conducts business. Clients are advised to seek independent legal and tax advice regarding their specific circumstances and jurisdiction of residence.
CNH Financial maintains a comprehensive Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) programme in accordance with applicable EU and UK legislation, including the EU's 6th Anti-Money Laundering Directive (6AMLD) and the UK Proceeds of Crime Act 2002.
All prospective and existing clients are subject to a structured due diligence process before any services are provided. This includes, but is not limited to:
Enhanced due diligence is applied to clients classified as higher risk, including politically exposed persons, clients from high-risk jurisdictions, and clients with complex ownership structures. EDD may include senior management approval, additional documentation, and ongoing enhanced monitoring.
Client relationships are subject to continuous monitoring. Transaction patterns are reviewed for consistency with the client's declared profile, and periodic reviews are conducted to ensure that client information remains current and accurate.
KYC / CIS Verification: All new clients are required to complete the CNH Client Intake & Suitability (CIS) process prior to account activation. This process is available at cnh.financial/kyc-form.
CNH Financial reserves the right to decline, suspend, or terminate a client relationship where satisfactory due diligence cannot be completed, or where suspicious activity is identified. In such cases, CNH Financial may be required to file a Suspicious Activity Report (SAR) with the relevant financial intelligence unit.
CNH Financial is committed to protecting the personal data of its clients and website visitors in accordance with the General Data Protection Regulation (EU) 2016/679 (GDPR) and, where applicable, the UK GDPR as retained in UK law following the UK's departure from the European Union.
CNH Financial Ltd acts as the Data Controller for personal data collected through this website and in the course of providing financial services. For data protection enquiries, please contact: info@cnh.financial.
| Purpose | Legal Basis |
|---|---|
| Client onboarding and account management | Performance of a contract (Art. 6(1)(b) GDPR) |
| AML / KYC compliance and regulatory reporting | Legal obligation (Art. 6(1)(c) GDPR) |
| Fraud prevention and security monitoring | Legitimate interests (Art. 6(1)(f) GDPR) |
| Marketing communications (where opted in) | Consent (Art. 6(1)(a) GDPR) |
| Responding to enquiries and correspondence | Legitimate interests (Art. 6(1)(f) GDPR) |
Under the GDPR, you have the following rights with respect to your personal data:
To exercise any of these rights, please contact us at info@cnh.financial. We will respond within 30 days.
Client data collected for AML/KYC purposes is retained for a minimum of five (5) years following the end of the client relationship, in accordance with applicable anti-money laundering legislation. Other personal data is retained only for as long as necessary for the purposes for which it was collected.
Where personal data is transferred outside the European Economic Area (EEA) or the United Kingdom, CNH Financial ensures that appropriate safeguards are in place, including Standard Contractual Clauses (SCCs) approved by the European Commission.
We collect personal information in the following circumstances:
Your information is used exclusively to provide our services, fulfil our legal obligations, communicate with you regarding your account or enquiry, and improve the quality of our services. We do not sell, rent, or share your personal data with third parties for marketing purposes.
We engage the following categories of third-party processors, each bound by appropriate data processing agreements:
Each processor is selected on the basis of their security standards and compliance with applicable data protection law.
This website uses a minimal number of cookies and local storage to ensure core functionality. We do not use advertising or tracking cookies.
| Name | Type | Purpose | Duration |
|---|---|---|---|
| cnh_lang | Local Storage | Stores your preferred language (EN / FR / PT) for session continuity | Persistent (user-cleared) |
| Session cookies | Functional | Standard browser session management | Session |
By continuing to use this website, you acknowledge the use of these functional cookies. No consent is required for strictly necessary cookies under applicable EU and UK law.
Important Risk Warning: Investments carry risk. The value of investments and the income derived from them can go down as well as up. You may not get back the amount originally invested. Past performance is not a reliable indicator of future results.
The information contained on this website is provided for general informational purposes only and does not constitute financial advice, investment advice, trading advice, or any other form of advice. Nothing on this website should be construed as a solicitation or offer to buy or sell any financial instrument.
CNH Financial's services are directed exclusively at eligible private clients who have been assessed as suitable through our client intake process. Services are not available to retail clients or members of the general public without prior engagement and suitability assessment.
Before engaging any financial service, you should carefully consider your investment objectives, level of experience, and risk appetite. Where appropriate, you should seek independent financial, legal, and tax advice from qualified professionals in your jurisdiction of residence.
CNH Wallet provides self-custody infrastructure for digital assets. Digital assets are highly volatile, largely unregulated in many jurisdictions, and may be subject to total loss of value. Self-custody solutions place the full responsibility of asset security on the holder. CNH Financial and CNH Wallet do not provide custody services and are not responsible for the loss of assets held in self-custody wallets.
By accessing and using this website, you agree to the following terms:
CNH Financial reserves the right to restrict or terminate access to this website or its services at any time, without notice, at its sole discretion.
CNH Financial is committed to resolving client concerns promptly and fairly. If you have a complaint regarding any aspect of our services, please follow the procedure below.
Submit your complaint in writing to info@cnh.financial with the subject line "Formal Complaint". Please include your full name, account reference (if applicable), a clear description of the issue, and the outcome you are seeking. We will acknowledge receipt within 2 business days.
We will investigate your complaint and provide a substantive written response within 15 business days. In complex cases, we may require up to 35 business days, in which case we will notify you of the extended timeline.
If you are not satisfied with our response, you may escalate your complaint to the relevant regulatory authority in your jurisdiction. CNH Financial will cooperate fully with any regulatory investigation.
All complaints are treated with the utmost confidentiality and are handled by senior management. We view complaints as an opportunity to improve our services and client experience.
For all compliance, data protection, and legal enquiries, please contact us through the channels below. All correspondence is treated with full confidentiality.
CNH Financial Ltd · Vega Center, 75 Parc d'Activités Capellen, 8308 Luxembourg
Email: info@cnh.financial · Response within 2 business days
